How It Works




  1. Apply online through our website.

  2. Qualify you will get an automatic pre-approval via email with a list of necessary required documents.

You can qualify easily for a bad credit loan if you meet the following simple criteria:

-  You own their vehicle outright

     This means no liens on the car, you are finished making payments on the car and you are not leasing the car.

You have a vehicle that is less than 8 years old.

     Except in the case of luxury vehicles, cars must be less than 8 years old to qualify

You have a steady income

-  You have vehicle insurance, including collision and comprehensive coverage.


  1. Submit all your necessary documents through fax or mail or email :

-  Two pieces of photo ID (license and health card)

-  Proof of residence (lease agreement, mortgage statement, or tax bill)

-  Proof of income (2 last pay stubs or letter from employer)

-  Photos of exterior and interior of the vehicle

-  Clear photo of the vehicle's odometer

-  Proof of vehicle insurance

-  Proof of ownership of vehicle (car registration, or car title)

-  Void cheque

-  5 references


  1. Receive the cash you need wired directly into your bank account (Up to $ 25,000).


Join Us




3908 17 ave SE,

Calgary, AB T2A 0S6


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About Us

Manage your financial emergencies and needs with FEL Canada! Our bad credit loans and personal loans in Edmonton, Calgary, Red Deer, Medicine Hat, Grande Prairie & Lethbridge come with flexible payment terms for borrowers who are rejected by other lending institutions and banks due to their bad credit history or poor credit reports. With FEL Canada, you'll be approved for up to $25,000 as long as you have a paid out vehicle or mobile home, or a home to secure your loan. Your money is waiting...Apply Now!